Are you just starting your affiliate biz on the Internet and today you and need to receive and spend an online payment?

Are you lacking the bank account or credit card PayPal requires?

Perhaps you just saw the TV news story where 2.6 million local
online customers’ private information was stolen from a server and you
are nervous about sending anyone your bank account info?

Then Moneybookers may be the online payment system for you. Your new
5 minute old Moneybookers account offers the ability to instantly
transact up to a limit of EUR 1000 over each 90 days. This new account
only requires a fast, simple e-mail verification. No banks, no credit
cards plus worldwide country acceptance — no weird country withdrawal
or deposit restrictions such as PayPal. Here is the exact wording from
the Moneybookers web for a brand new account with just an email
verification:

Your outgoing transaction limit: Remaining: EUR 1000.00 / in any 90 day period EUR 1000.00
Your outgoing transaction limit is the maximum amount of money you can
send and withdraw through Moneybookers. You can increase your
transaction limits via the following options…(see below)
Personally, I prefer Moneybookers over PayPal so this post my be a bit biased
We have used them since they opened with great success, no hang ups or
problems. Moneybookers is an “Online Payment System”. You fund your
account directly with them and withdraw directly from them. Their
online ‘units’ are not exchangeable with other e-currencies such as
e-gold or Webmoney it is against their terms of service.

Moneybookers helps many people around the world who may have some
small funds trickling in each month (which make a big difference in
their life) but they could not otherwise access the money using a
PayPal account.

IMHO - The biggest plus Moneybookers offers (among other items) over
PayPal, is the initial opening and operation of the account. It is much
easier than PayPal and unlike PayPal, Moneybookers is a true global
payment solution and welcomes customers from every nation of the earth!
No restrictions.

When you first sign up you can immediately start using the service,
up to your designated limit. You don’t have to (PayPal) verify your
bank or CC before you can access the account. As an example, if today
you open a brand new PayPal account and someone sends you $3 you cannot
access, withdraw or transfer, the $3 bucks until you have verified a
bank or credit card. Yes, until you have typed in and transmitted over
the world wide Internet your personal bank or CC information you can’t
access, spend or transfer your $3 bucks.

On the other side of the pond, the moment you verify just your
Moneybooker’s email account they provide you full access to the funds
withdrawing, transferring, spending etc. Without supplying your
personal bank account information over a bug ridden PC at your local
cafe, your MB account can be used right away.

Moneybookers, which is now showing over two million accounts
worldwide, offers some users a large array of options and conveniences
PayPal does not. Moneybookers enables any business or consumer with an
email address to securely and cost-effectively send and receive
payments online – in real-time! Use Moneybookers to:

Send money via email from your credit/debit card or bank account
Make online purchases
Collect money via email
The simple fact is all over the world not everyone has a bank
account and/or a credit card. Moneybookers will allow you instant
operations up to a specified money level per every 90 days. If you
don’t have a bank account or credit card they even offer a registered
snail mail letter to your home address for the same financial level of
verification. Verification can be done by mail.

If your affiliate programs are off to a slow start and earning just
$200 per month and you don’t want to bother with PayPal, you may want
to request Moneybookers. It is just as easy for the affiliate paying
company to use and available worldwide.

All of those global users who do not qualify for a PayPal account
could easily open Moneybookers. If your web site also accepted
Moneybookers along with PayPal, you now have an entire new group of
buyers/customers.

Recently an associate wrote me about her client in Japan who can
accept PayPal but cannot fund a PayPal account from Japan. The PayPal
terms state that Japan is only a withdrawal country which means he
could not load his account from Japan. For reference the URL is: http://www.paypal.com/cgi-bin/webscr…/ua/ua-outside …and reads like this:

Japan+

Countries marked with a + in the above table may withdraw funds from
their PayPal account to a local bank account, either electronically or
by bank draft, and are considered “Withdrawal Countries”.
Now with Moneybookers, even if your country is not in their on their page of supported local payment methods you can still use Moneybookers, no worries.

Your bank wire deposits/withdrawals will just be processed as international transfers.
In this case, please be aware that it is a common practice that
receiving banks charge additional fees for receiving international
transfers and that those fees/charges are beyond Moneybookers’ control
as they are imposed by the banks themselves. However, when sending
transfers to our customers, Moneybookers always bears all charges for
the sending bank, i.e. Moneybookers’ bank.

Anytime someone sends you money using Moneybookers, the funds will
be instantly credited to your account balance. Additionally, you can
request that a client send you money by going to the ‘Request Money’ tab and follow the instructions. From their web they offer a nice shopping directory of where online you can shop with MB. They provide an escrow service for Moneybookers auction sales.

It is however, Moneybookers’ new policy NOT to allow residents of
the United States of America to transact to and from
gambling/casino/poker merchants.

They also offer a Mass Pay feature. ‘Mass Payments’ allow you to
instantly make multiple payments to large numbers of people at the same
time. With Mass Payment, you can enter up to 100 multiple payment
recipients with varying amounts to be paid out.

Finally, they make available a nice referral program to earn some
extra income. Anyone who has an account with Moneybookers is allowed to
participate in the referral program.

Special Business Services:

From ‘logged on’ your Moneybookers account you can send an SMS
message to anyone which is an additional provided convenient service.

Send SMS messages from your Moneybookers account!
Worldwide network coverage
Send up to 160 characters per SMS
You can even send or receive a fax from your account.

Send faxes from your Moneybookers account!
Simply upload the file you want to fax - and we take care of the rest.
Available to you at any time and wherever you are!
Forget about additional fax equipment, phone lines or maintenance.
Please note that while these are both very convenient and helpful
services for Moneybooker users and merchants, these are not free
services. A small fee goes along with the SMS or Fax but both are very
helpful if you are in the middle of something like an auction payment
or merchandise refund. These options just more create speed and
convenience. Also note the SMS service is not mobile pay this is just a
text message.

When you are ready to move your account limits up, here are the simple ways to achieve larger transaction limits.

Option 1: Identity verification by credit/debit card upload!

Duration: instantly
Outgoing transaction limit/in any 90 day period increase: 3000 EUR
Make an instant credit/debit card deposit of a random amount
between EUR 1.01 and EUR 2.99 to instantly increase your limit. For
security reasons we will, however, not add this amount to your account
balance until you have verified your payment card for future deposits
to your Moneybookers account by checking your card statement for the
exact transaction amount and entering it into the ‘verify credit/debit
card’ section of your Moneybookers profile.
AND/OR

Option 2: Identity verification by verifying your bank account!

Duration: 2-3 days
Outgoing transaction limit/in any 90 day period increase: 5000 EUR
Simply upload funds to your Moneybookers account from a bank
account held in your name and we will credit this amount to your user
balance and increase your transaction limits. You can transfer any
amount of your choice (Recommended minimum: EUR 5).
AND/OR

Option 3: Identity verification by address verification!

Duration: 2-5 days
Outgoing transaction limit/in any 90 day period increase: 5000 EUR
A verification letter will be sent to the address registered on
your account. This letter will contain a verification code which you
will have to enter back at our site. Note: Your customer ID is NOT your verification code.
Multiple currencies are available for your Moneybookers account. (Quite a few more than PayPal)

U.S. Dollar (USD)
Australian Dollar (AUD)
British Pound (GBP)
Bulgarian Leva (BGN)
Canadian Dollar (CAD)
Croatian kuna (HRK)
Czech Koruna (CZK)
Danish Krone (DKK)
Estonian Koruna (EEK)
Euro (EUR)
Hong Kong Dollar (HKD)
Hungarian Forint (HUF)
Iceland Krona (ISK)
Indian Rupee (INR)
Israeli Shekel (ILS)
Japanese Yen (JPY)
Latvian Lat (LVL)
Lithuanian litas (LTL)
Malaysian Ringit (MYR)
New Turkish Lira (TRY)
New Zealand Dollar (NZD)
Norwegian Krone (NOK)
Polish Zloty (PLN)
Romanian Leu New (RON)
Singapore Dollar (SGD)
Slovakian Koruna (SKK)
Slovenian Tollar (SIT)
South-African Rand (ZAR)
South-Korean Won (KRW)
Swedish Krona (SEK)
Swiss Franc (CHF)
Taiwan Dollar (TWD)
Thailand Baht (THB)
Currency conversion fees: For transactions involving a currency conversion, we use the daily reference rates
as published by the European Central Bank. However, 0.95% will be added
to the interbank rate wherever there is an exchange of currency between
EUR, USD or GBP. For transactions involving exchange of any other
currency, we add 1.3%. This is not a hidden charge but a protection
against the volatility and risk associated with FX markets.

Email notifications can be sent to you in any of the following languages:

English
German
French
Spanish
Italian
Polish
Greek
Romanian
Russian
Turkish
Chinese
Upload and withdrawal fees will vary from country to country, both
methods and fees. To learn more please click on the payment method of
your choice:

Visa / Mastercard / American Express
International Bank transfer
Cheque Deposit
Domestic Bank transfer
For all international countries (not on the above link list), a SWIFT
bank upload to your Moneybookers account is always free of charge. For
most countries a withdrawal from your Moneybookers account using SWIFT
wire transfer will only cost you about (USD 2.40 / EUR 1.80 / CAD 2.70 )

If you would like to set up a merchant services account with Moneybookers or look into the easy to use ‘E-mail Pay’ please visit their web.
For the use of Email Pay, the standard terms of the Moneybookers User
Agreement apply. For the use of the Merchant Gateway, special terms and conditions
apply in addition to standard terms of the Moneybookers User Agreement.
Moneybookers Ltd. complies with the Electronic Commerce (EC Directive)
Regulations 2002 and the Consumer Protection (Distance Selling)
Regulations 2000. Moneybookers Ltd. is authorized by the FSA to issue
electronic money as a specialized electronic money issuer. Moneybookers
FSA Register No: 214225

Company name: Moneybookers Ltd.
Company No: 4260907
Registered office: Registered in England and Wales.

C3 Cairngorm House, Meridian Gate, 203 Marsh Wall, London E14 9YT.
Contact: Customer Service Department.
By the way….. if you need an easy way to withdraw
your Moneybookers directly to ATM cash (ACH Withdrawal to bank) without
using your bank for the transfer simply use the prepaid gCard.
This ATM card works for ACH Direct Deposit (DDA) (Payroll, PayPal,
Moneybookers, epassporte, Google AdSense, etc…) its available to
worldwide cardholders and the time frame to receive your loading: 2-4
Days. Fees apply but this card is very very convenient for some
jurisdictions. See their web for more info. They have been around for
years and this is a highly recommended service.

from www.nowpublic.com/moneybookers_one_great_online_payment_system